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Legal &
Money
From pay rates and contracts to copyright law and pension planning — MUSIGA gives you the legal and financial tools to build a sustainable career in music.
Your Rights & Resources
Legal & Financial Guidance
Select a topic to access detailed guides, rate tables and contract resources.
Pay Rates & Agreements
Detailed rate tables by performance category, plus Collective Bargaining Agreement summaries, overtime rules, and how to negotiate better pay.
Contract Library
Download MUSIGA-approved template contracts for performances, recordings, publishing, teaching, sync deals and more. All templates are reviewed by Ghanaian legal practitioners.
IP & Copyright
Ghana Copyright Act explained, how to register your works, neighbouring rights, GHAMRO membership, and what to do if your music is used without permission.
Pension Scheme
The MUSIGA MTN-linked pension scheme, contribution tiers, how to enrol, and what to expect at retirement. Building your future starts today.
Members Only
The full MUSIGA contract library, legal helpline access, rights violation reporting, and one-to-one consultations with our legal team are exclusively available to MUSIGA members.
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